Kismet?

A baby who typically is never fussy suddenly cries inconsolably and in pain for over an hour leading her mother to take her to the doctor around 1:45pm. This baby has never been to the doctor for anything but a check-up in her 5 months of life. The doctor finds nothing wrong with said baby and mother and child are free to go.

En route home, around 3pm, this same mother and child are sideswiped by a teenage girl who also begins to cry inconsolably. The teenager's car is marred only by scuff marks and a lost license plate on the front end. The fussy baby fusses even more due to the absence of pacifier and, thankfully, not to any physical trauma. Her mother's car, however, suffers greater peril.

That same car has been paid off...for two weeks.

Whattya gonna do? That car is Your car, Lord.